Are you considering purchasing a home? Olympia Federal is ready to help you on your journey. You can start with one of their no-cost home buying classes that gives people the chance to talk one-on-one with a loan officer. “Our loan officers have a lot of experience. We want you to use them as a resource,” says Melissa Kirkeby, AVP Mortgage Loan Office Manager.
A home may be your largest investment. OlyFed works hand in hand with local realtors, appraisers, insurance agents, and builders. Often these people are on-site for your questions too. First-time home buyers will learn about the loan process and what programs they are eligible for. Perhaps you have owned your home for years and are feeling it’s time to right-size. “The loan process has changed since that purchase,” notes Kirkeby. Those building a new home can find out about construction loans and the ways OlyFed has streamlined the process.
“Our lending programs make us different,” explains Kirkeby. The OlyFed Offers Free, No-Stress Home Buying Classes First-Time Buyer Program provides discounted rates and fees. The Affordable Homebuyer Program is for borrowers with gross earnings at 80% or less of median household incomes in Thurston and Mason counties. Special incentives and discounts help reduce out-of-pocket expenses and keep the monthly payment more affordable. There are also traditional 30-year plans available.
OlyFed is a portfolio lender, which means all the loans are kept in-house. “We serve them for the life of the loan.” When you have a question along the way, there is a local person who can speak with you.
Our community has been richly supported by OlyFed through generations of home and commercial loans as well as through volunteerism, philanthropic missions and charitable contributions that include human services, arts, education, environment, and youth-focused organizations that all work to improve the quality of life in the South Sound. Olympia Federal takes customer service seriously!
The home buying classes happen in the casual environment of a restaurant or coffee shop. Sometimes they occur at a branch office. It’s drop-in so you don’t need an appointment. You are not obligated to become a customer.
Olympia Federal
olyfed.com
BY MARY ELLEN PSALTIS